Lately I’ve been returning to and thinking about topics I hadn’t examined in a while, and one of them is money, how it shaped my choices, how it ordered my days, and how quietly it became a measure of my worth without my ever intending it.
There was a long stretch when money and job position sat at the center of my work life. I was always looking toward the next promotion, the next pay step increase, the bonus, the next annual bump in my grade level, the next cost‑of‑living increase. Each milestone felt like progress, like proof that I was moving forward and being successful (whatever that was). And overtime? I never turned it down. It was money in my pocket, yes, but it was also work experience to add another line on the résumé, another rung on the ladder of upward mobility in middle management.
And then came the question of retirement. The more I earned and the higher I climbed, the more secure my future seemed. I’ve always belonged to the “Waste Not, Want Not” tribe, careful, frugal, planning. I was planning my retirement since my first full-time job after graduating from school. It felt responsible to think about the long game, to build a cushion, to prepare for the day when work would no longer be on my daily schedule.
By most measures, I did well in the career jungle. I worked hard, advanced steadily, and positioned myself for a sensible retirement. But to what end, really? Some of what I gained came at the cost of things I didn’t even realize I was losing. I missed moments that could have enriched my life in ways no paycheck ever could. My eyes were fixed on the horizon with an early retirement, a new chapter, a better future, while the present quietly slipped by.
Money is necessary, of course, since it keeps the lights on and the pantry stocked. But it was never meant to be the focus; it sort of turned out that way without me paying close attention. You see, when it becomes the center, even subtly, it distorts the way we see our days and the way we measure our worth. Looking back, I can see how easily the pursuit of “enough” becomes the pursuit of “more, more, more!” and how quietly that pursuit can crowd out the very things that make a life well lived.
Would a very fat bank account make my life easier? I’m sure it would, but to what extent? Yet in the reality of life, I have just what I need to live. Much more, and it would be living an unnecessarily extravagant and artificial life.
In the end, money can support a life and our Earthly needs, but it cannot give one satisfactory meaning. What endures is the virtue we cultivate, the charity we extend, the relationships we tend, and the gratitude we carry for the gifts already placed in our hands. When we let money take up more space than it deserves, the spiritual cost is subtle but real: our attention drifts, our desires narrow, and our hearts grow less free. But when we return to gratitude and right order, we remember that a well‑lived life is measured not by how much money we have in the bank, but by what we become.
When we allow money to become our quiet master, the emotional cost is real: our hearts grow divided, we become conceited, our freedom narrows, and we begin to measure ourselves by standards that have nothing to do with building positive relationships or redemption. Yet when we push away secularism and return to true gratitude, humility, and order, we remember that a life well lived is judged not by earnings or advancement, but by a fidelity to what matters for all of eternity.
